Is 60k enough to live in Calgary?

Calgary is a vibrant city known for its booming economy and high quality of life. If you're considering a move to Calgary and have a salary of 60k, you may be wondering if it's enough to live comfortably in this city. In this article, we'll explore the cost of living in Calgary, provide budgeting tips, discuss factors affecting the cost of living, and compare Calgary with other Canadian cities.

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Cost of Living in Calgary

Calgary is known to have a higher cost of living compared to other Canadian cities. Housing is one of the biggest expenses, with the average cost of a one-bedroom apartment in the city center ranging from $1,200 to $1,800 per month. However, it's important to note that there are more affordable options available in the suburbs.

Other expenses like groceries, utilities, transportation, and healthcare are generally in line with the national average. However, it's always a good idea to budget and plan accordingly to ensure a comfortable lifestyle within your means.

Budgeting on a 60k Salary

A 60k salary can provide a comfortable living in Calgary if managed wisely. Here's a breakdown of how you can allocate your income:

  • Housing: Aim to spend no more than 30% of your income on rent or mortgage payments.
  • Utilities: Budget around $150-$200 per month for electricity, water, and internet.
  • Groceries: Allocate around $300-$400 per month for groceries.
  • Transportation: Depending on your needs, budget around $100-$200 per month for public transportation or car expenses.
  • Healthcare: If your employer doesn't provide coverage, budget for health insurance premiums and additional healthcare expenses.
  • Savings: It's always wise to save a portion of your income for emergencies and future goals.

By carefully managing your expenses and budgeting, a 60k salary can be sufficient to live comfortably in Calgary.

Factors Affecting Cost of Living

Several factors can affect the cost of living in Calgary. These include housing demand, inflation rates, transportation costs, and lifestyle choices. It's important to consider these factors when budgeting and planning your expenses.

Additional Ways to Save Money

Living within your means doesn't mean sacrificing your quality of life. There are several ways to save money in Calgary:

  • Take advantage of free or affordable recreational activities in the city, such as hiking, cycling, and exploring local parks.
  • Shop at discount grocery stores or farmers' markets for fresh and affordable produce.
  • Consider carpooling or using public transportation to save on transportation costs.
  • Look for deals and discounts when dining out or shopping.
  • Take advantage of community programs and events that offer free or low-cost entertainment.

Comparison with Other Canadian Cities

While Calgary has a higher cost of living compared to some other Canadian cities, it also offers higher earning potential and a high standard of living. When considering the cost of living, it's important to weigh it against the opportunities and benefits that Calgary provides.

Pros and Cons of Living in Calgary

Living in Calgary has its pros and cons. Some of the advantages include a strong job market, low crime rates, excellent healthcare facilities, and a wide range of recreational activities. However, the city also experiences harsh winters and fluctuating oil prices, which can impact the economy.


While living in Calgary on a 60k salary may require careful budgeting and planning, it is possible to live comfortably in this city. By considering the cost of living, budgeting wisely, and taking advantage of money-saving opportunities, you can enjoy a fulfilling life in Calgary.

Frequently Asked Questions

1. What is the average cost of housing in Calgary?

The average cost of a one-bedroom apartment in the city center ranges from $1,200 to $1,800 per month.

2. How much should I budget for groceries and utilities?

For groceries, budget around $300-$400 per month. Utilities may cost around $150-$200 per month.

3. What are the transportation options in Calgary?

Calgary offers a reliable public transportation system, including buses and a light rail transit system (C-Train). Additionally, there are options for cycling and walking in the city.

4. Are there any affordable recreational activities in the city?

Yes, Calgary offers a variety of free or affordable recreational activities, such as hiking, cycling, exploring local parks, and participating in community events.

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