Is Toronto cheaper than Montreal?

When it comes to choosing a city to live in Canada, factors such as cost of living play a crucial role in decision-making. Two popular cities that often come up in this comparison are Toronto and Montreal. In this article, we will explore and compare the cost of living in Toronto and Montreal to determine which city is cheaper.

What you will find here 🍁

Cost of Living in Toronto

Toronto is known for being one of the most expensive cities in Canada. The cost of living in Toronto is noticeably higher compared to other cities in the country. This is primarily due to the high housing costs and the overall demand for goods and services in the city.

Cost of Living in Montreal

Montreal, on the other hand, is often considered more affordable than Toronto. The cost of living in Montreal is generally lower, attracting individuals and families who are seeking a more budget-friendly lifestyle. It offers a wide range of amenities and services at a reasonable cost.

Housing Costs

In terms of housing costs, Toronto tends to be significantly more expensive than Montreal. The average rent for a one-bedroom apartment in Toronto can be almost double the cost of a similar unit in Montreal. Homeownership in Toronto also comes with a hefty price tag compared to Montreal's real estate market.

Transportation Costs

When it comes to transportation, both cities have their pros and cons. Toronto has a well-developed public transit system, including subways, buses, and streetcars. However, the cost of commuting can add up, especially if you live in the suburbs and have a long daily commute. Montreal also has a reliable public transit system, but its fares are generally more affordable than Toronto's.

Food and Dining Costs

Food and dining costs can vary depending on personal preferences and lifestyle choices. However, Montreal is often considered more affordable in this aspect. The city is known for its diverse culinary scene, offering a wide range of affordable dining options, including delicious street food and affordable local restaurants. Toronto, being a larger city, tends to have higher prices for dining out and groceries.

Entertainment and Recreation Costs

In terms of entertainment and recreation, both cities offer plenty of options. Montreal is known for its vibrant nightlife and cultural events, many of which are budget-friendly or free. Toronto, as the largest city in Canada, has a wide array of entertainment options, including theaters, museums, and sports events. However, these activities often come with a higher price tag compared to Montreal.

Education and Healthcare Costs

When it comes to education and healthcare, both cities offer high-quality services. While tuition fees for universities and colleges may differ slightly, the overall costs are comparable. Healthcare costs, including medical services and insurance, are also similar in both cities.


After comparing the cost of living in Toronto and Montreal, it is evident that Montreal generally offers a more affordable lifestyle compared to Toronto. While Toronto has its own advantages, such as a robust job market and a diverse range of opportunities, the higher cost of living may be a significant factor for individuals and families looking to save money or live on a budget.

Frequently Asked Questions

1. Is Toronto more expensive to live in compared to Montreal?

Yes, Toronto is generally more expensive to live in compared to Montreal.

2. Are housing costs higher in Toronto or Montreal?

Housing costs are higher in Toronto compared to Montreal.

3. Which city has more affordable transportation options, Toronto or Montreal?

Montreal generally has more affordable transportation options compared to Toronto.

4. How do food and dining costs compare between Toronto and Montreal?

Food and dining costs are generally more affordable in Montreal compared to Toronto.

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